Bryant Asset Protection
PO Box 219
1280 New Scotland Road
Slingerlands NY 12159
Ph: (518) 439-1141
Fx: (518) 475-0030
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In order to own and drive a car in New York, you must register your car and obtain license plates. To do so, you must purchase an automobile liability insurance policy covering at least the minimum amounts required by law.
Thus, the purchase of automobile insurance represents a set of choices for drivers that require consideration of three main elements:
1. Coverage - How much protection do I need for my car, given its age, safety record, condition and value? How much protection do I need personally for medical, liability and other factors in the event of an automobile accident?
New York State Law requires that all motorists maintain the following minimum coverages:
In addition, motorists may elect additional forms of insurance protection which address specific needs or conditions he or she may wish to cover. For example, many motorists seek such protection as collision or comprehensive coverages, and additional uninsured motorist and no-fault coverages to supplement the minimum requirements.
The State Insurance Department offers consumers excellent resources on definitions and significance of these terms.
2. Cost - How much will the necessary coverage cost and how can I find that coverage at an affordable rate?
The cost of your auto insurance will vary from company to company as each will weigh various factors somewhat differently, but all will consider:
This information is examined by the insurance company when you request a quote. Your personal and automobile data are evaluated to arrive at the cost of your policy.
3. Service - Will someone be there to help me with policy changes, coverage decisions or claims? What if I want to make changes or have questions about coverage or billing? Is the insurance company I’m considering reliable when it comes to service or claims?
Bryant Asset Protection takes pride in representing only companies that provide clients with superior service. Bryant Asset Protection staff are specially trained as professionals who provide independent advice to new and present clients with regard to coverage, billing and are always available to offer advice and assistance with claims, changes and other services.
The answer to each of these questions is critical to making your decision about where and how to purchase automobile insurance. Because virtually no two people will have identical requirements, Bryant Asset Protection strongly recommends discussing your requirements and concerns with our insurance professionals before you buy.
There are some other items you may also wish to consider if you have any younger drivers in your household, and we would be pleased to advise you on your options in limiting both risk and cost when purchasing an auto policy that includes them as a driver.
To begin the process, Bryant Asset Protection asks that you simply request an Auto Quote, using the form below. Our insurance professionals will carefully review your circumstances and your needs to find a plan that works for you as an individual.
Take a moment, fill out the form with as much information as you have on hand and let us prepare an individualized, personal quote for your automobile insurance.
