Insurance Programs for Technology Companies

Introducing the new solution for small to mid-sized technology policy holders from St. Paul Travelers —the leader in technology insurance.

TechXpress simplifies the process of obtaining insurance designed for technology companies. TechXpress is our new automated underwriting platform that enables us to deliver quick and efficient decisions and quotes for small to mid-sized technology companies like never before.

Is TechXpress right for you? TechXpress is designed for technology companies with annual revenues of up to $25 million in four broad industry segments:

• Electronics Manufacturers
  
• Information Technology companies
  
• Telecommunications companies
  
• Medical Technology* companies
  * with revenues less than $5 million
  

Why go to a “generalist” insurer when you can access our full
palette of insurance coverages designed just for tech companies and
do business with the service and knowledge leader in technology
insurance?

Use TechXpress to access our Network of Solutions™ — a menu of specialized insurance for small to mid-sized technology companies.

TECHNOLOGY ERRORS AND OMISSIONS (E&O) LIABILITY PROTECTION

E&O coverage is critical insurance for damages you must pay customers because of an error, omission or negligent act resulting from your products or your work. Our leading-edge E&O policy offers key advantages, including:

• True “enterprise” coverage that applies to all of your
  products and work – not just a narrow list of specific
  products or operations
  
• Worldwide coverage provides protection regardless
  of where a lawsuit is brought
  
• Protection against claims and suits alleging loss or
  impairment of your customers’ data resulting in
  covered damages
  
• Automatic coverage for your newly-acquired or
  newly-formed organizations for up to 90 days

Accounts generating package premiums of $5,000 and up are eligible for TechXpress! Underwriting restrictions may apply.

TECHFLEXSM — TECHNOLOGY PREMIER PROPERTY PROTECTION

This flexible menu of high-tech property insurance includes:
buildings, machinery, computers, software, data, prototypes,
spoilage and newly-acquired property. You choose the specific
coverages you need.

CYBERTECH+ LIABILITY PROTECTION

This unique policy combines two leading policies – Technology
E&O Liability and Technology Internet Liability – into a single
insurance product that shares a single limit and deductible.

TECHNOLOGY COMMERCIAL GENERAL LIABILITY
(CGL) PROTECTION

Not all CGL policies are alike, and many don’t give you the
protection you need. Our Technology CGL protection is
custom-made for technology companies, including coverage
that other insurers may not offer:

• A broad definition of “covered material” that includes
  electronic communications and the Internet
  
• Personal and advertising injury coverage for your dis
  paragement of another’s business
  
• Removal of the exclusion for advertising injury offenses
  committed by or for policyholders “in the business of
  advertising, broadcasting, publishing or telecasting”

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This material does not amend, or otherwise affect, the provisions or coverages of any insurance policyor bond issued by St. Paul Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on our underwriting qualifications and state regulations.