Bryant Asset Protection
For over 60 years, Bryant Asset Protection has served the Capital District representing A-rated insurance companies for Home, Car, Life, Commercial and other insurances. Bryant Asset Protection also offers access to financial services and products through the professionals of Bryant Asset Management.
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  •   1280 New Scotland Road,
         Slingerlands NY 12159
  •   (518) 439-1141
  •   1-800-439-6051
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Insurance Payments

Paying for Your Policy

As an independent agency, Bryant Asset Protection deals with a large number of the nation’s top insurance carriers. Each of those carriers maintains slightly different mechanisms for payment of premiums for a given insurance policy.

While each of our insurance carriers do have slightly different ways of billing and receiving premium payments for your policy, most have several common structures that will allow our policy holders to pay their premiums in the most convenient way.


While Bryant Asset Protection takes considerable care to explain the different payment options to new and existing clients, your needs may change over time and taking a few minutes to consider how you can pay insurance premiums to your company may be a cost-saver as well as a matter of greater convenience.


In general, it is recommended that clients who are able pay insurance premiums in full at each renewal. This saves money, because insurers charge $4-10 per month for periodic (monthly) payments by check, by phone or online. Thus, paying in full on renewal can save $48-$120 per year in such costs. In contrast, other money saving payment options may be available through your insurer.


Clients should also be aware that most insurers do charge late fees for late payments and “bounced check” fees which can also add costs to your payments. Payment options, such as EFT (Electronic Funds Transfer - see below) can help you ensure that payments are timely and avoid late payments.

Electronic Funds Transfer (EFT)

This option provides clients with a secure, reliable, timely and lower cost option for paying premiums. Under EFT, the client agrees to have a given amount (from payment in full annually to a monthly amount), deducted from a bank account automatically when due. EFT carries minimal or no service charge and client’s payments are always on time. Some insurers also offer a similar option, but charged on a recurring basis to a credit card, instead.

Pay By Phone

The majority of our companies offer this option. Clients are provided with an automated company telephone number and can pay premiums (from checking accounts or credit card, or both) over the telephone. A range of service charges will apply for this option, but it is fast and convenient for many clients.

Pay Online

Most large companies also offer the option to pay by accessing the company website to make payments from a checking account or credit card. Again, a range of service charges will apply under this option. Below is a selection of links to company payment websites.


New York Central Mutual