Bryant Asset Protection
For over 60 years, Bryant Asset Protection has served the Capital District representing A-rated insurance companies for Home, Car, Life, Commercial and other insurances. Bryant Asset Protection also offers access to financial services and products through the professionals of Bryant Asset Management.
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  •   1280 New Scotland Road,
         Slingerlands NY 12159
  •   (518) 439-1141
  •   1-800-439-6051
  •   Contact Us

Long Term Care Insurance


Long term care insurance is gaining popularity as a solution to affordability of ongoing healthcare.

Policy tax advantages

Did you know that New York State provides for a tax credit for 20% of premium payments made to a long term care insurance policy, provided the policy is approved by the Superintendent of Insurance?


As the costs of home care, nursing homes and assisted living rise, long term care insurance is gaining popularity as a solution to affordability of such facilities.


Long term care applies to the ongoing care of individuals of all ages who can no longer perform basic activities of daily living (ADL), such as bathing, dressing or eating, due to illness, injury or cognitive disorder. With Medicaid having strict financial eligibility requirements, a large portion of your savings can be exhausted before you can become eligible to start receiving benefit from Medicare.


Common features and provisions of long term care policies require close attention when considering coverage, such as the elimination period, the duration of benefits, the range of care, pre-existing conditions and more.


As with the purchase of any policy, tax implications can be a big consideration. We invite you to consult with one of Bryant Asset Protection’s professionals to discuss the benefits of owning a long term care policy that protects you and your family.